Insights & Resources

Here at Sonder Financial Services (TCG) we want to make the year ahead as easy as possible. So, we put together some of the most common dates that our clients utilize throughout the year. We will be sharing reminders throughout the year and talking to you each individually about your needs, so please know that this list may not be exhaustive to every individual’s scenario. In the meantime, please review these dates and let us know if you want or need a call or meeting scheduled with your advisor before these dates and deadlines, and we will get you in!

2023

January – Spend some time organizing tax documents.

January 15^th – Last Day to Enroll/Change Health Plans on the Exchange

January 16^th – Self-Employed Estimated Tax Payment

March 1^st – DAN CHAMBERLIN RETIRMENT – Congratulations!

March 31^st – Last Day of Medicare Advantage/Open Enrollment

April 18^th – Tax Day, submit 2022 returns or extension form; Final day to make IRA/ROTH/SEP/HSA contributions for previous calendar year; Self-Employed Estimated Tax Payment

June 15 – Self-Employed Estimated Tax Payment

June 30^th – Deadline to apply for federal Student Aid

September 15^th – Self-Employed Estimated Tax Payment

October 16^th – Last Day to File Extended Taxes

November 1^st – Opening Day Insurance Marketplace for 2024

December 7^th – Medicare Open Enrollment Due Date

December 15^th – Insurance Marketplace Due Date

December 31^st – Last Day for 401(k) contributions; Last day for Charitable contributions for 2023

Birthdays of Note: If you are turning 50 in the year ahead, we will be in touch about catch up contributions to IRAs. If you are turning 72 in the year ahead, we will be in touch with clients regarding Required Minimum Distributions (RMDs).

Annual Activities

• Meet with your Advisor at Sonder Financial Services (at least once). If you need to change your frequency or have current needs, never hesitate to contact us.
  • Reminder for items to review with your advisor: Dependent Needs, College (Planning or costs), Vacations, Holidays, Lifestyle shifts, moves, new properties, children, grandchildren, job changes or anything else that might change your current and upcoming money needs.
• Review your estate planning with your lawyer and specialist and let us know if you have questions as they relate to your financial plan.
• Review your insurance levels with your insurance agent or company and let us know if you have any questions as they relate to your financial plan.
• Touch base with your accountant or tax professional and ensure you are on their radar for tax preparation and any additional accounting needs for the year as they relate to your financial plan.
• Pull Credit Reports for you and any dependents in your care. Place freezes or clean up any inaccuracies as needed.
• Self-Audit all accounts, assets and other financial information. Let us know if you need any information or help accessing records in our care.